loans

5 Benefits of Paying More Than the Minimum On Your Credit Card
Contributing more than the minimum payment can eliminate debt faster, save money on interest charges and maintain a healthy credit score.

What’s the Difference Between Authorized User and Co-Signer?
Many credit-card borrowers confuse authorized-user status and co-signing. While both can help a credit newbie, one poses more risk to the responsible party.

Minimalism Can Declutter Your Finances, Too
Christian Matney, 22, and his wife, Aubry, 23, haven’t let their youth hinder them from big financial goals.The Austin, Texas-based couple — content creators at YouTube channel The Matneys — are trave

Get Our Credit Card Pros’ Tips for Happier Holiday Travel
Our credit card Nerds share their expert advice for using credit cards to maximize holiday travel.

7 Guides for Taming the Turbulence of Air Travel
Stressing about unexpected flight delays, potential jet lag, or whether your carry-on will fit in the overhead bin?We understand that flying can be the most stressful (and least glamorous) part of tra

Student Debtors Say Life’s Better With Finish Line in Sight
While broad student debt cancellation of up to $20,000 is stalled in the courts, other wheels have been turning when it comes to forgiveness. More federal student loan borrowers than ever are getting

How Is a Student Loan Different From a Scholarship?
You don’t have to repay scholarship money, while student loan repayment comes with interest.

How I Got My Student Loans Forgiven: Physician in North Carolina
The Public Service Loan Forgiveness program is sometimes criticized for providing debt relief to borrowers working in public service who took on high loan amounts and earn enough income to repay their

A Positive Sign for College Enrollment — Finally
After a two-year slump in college enrollment, there’s at least one early indicator of a reversal ahead: Financial aid application submissions are up.The latest federal data, tracked by the National Co

How I Got My Student Loans Forgiven: Attorney in Seattle
For Kristi Cruz, a legal aid attorney in Seattle, checking her federal student aid account to see if her debt would be discharged through the Public Service Loan Forgiveness program became a compulsio

How to Use Buy Now, Pay Later Like a Pro
Buy now, pay later is a form of credit that should be used strategically and only on certain occasions.

Graduate Borrowers, Consider This Student Loan Plan Before July 1
If you have graduate debt and qualify for PAYE, consider applying before July 1, when PAYE will permanently close to new enrollment. Two other repayment plans will also limit enrollment in July.

How to Protect Yourself From Student Loan Scams as Bills Resume
If you get a random text or call about your student loans, it’s likely a scam.

What Increases Your Student Loan Balance?
Your student loan balance can increase if your monthly payments aren’t enough to cover all outstanding interest charges.

Guide to Financial Aid Programs in Rhode Island
Rhode Island's offers fewer financial aid options that other states, but it's graduates have less debt.

5 Steps to Prepare for Student Loan Repayment
The federal student loan payment pause is coming to an end. Here’s how to get ready to make payments again.

How To Pay for Study Abroad
You can use financial aid, scholarships, student loans, 529 accounts and savings to pay for study abroad.

Guide to Financial Aid Programs in West Virginia
West Virginia has a relatively low cost of living. But compared to the rest of the country, it also has a fewer percentage of residents with college degrees and a lower household median income.Whether

Guide to Financial Aid Programs in Tennessee
The Volunteer State is home to excellent colleges and universities, including Vanderbilt University, Rhodes College, University of Tennessee and the University of Memphis.Higher education tends to be

Guide to Financial Aid Programs in Washington State
The Evergreen State has a robust network of public colleges and universities, as well as career and technical schools and private colleges. Well-known institutions within the state include University
