7 Ways to Rebuild Credit

Financial missteps might harm your credit, but the damage doesn't have to last forever. Focus on paying on time, reducing credit balances, and explore credit-building products.

Skip the Credit Check With a Prepaid Cell Phone Plan

Family plans, co-signers and deposits also can help you get phone service without a credit inquiry.

54% of Engaged Americans Disagree With Partner on Financial Goals

A new NerdWallet survey, developed in partnership with Zola, finds that many engaged Americans are facing money challenges while planning their weddings.

Do Other Countries Have Credit Scores, and Does My U.S. Credit Score Follow Me?

There's no worldwide system for evaluating credit, but certain habits, like paying on time, matter everywhere.

The Interest Rate Hike You May Already Be Paying For

The Federal Reserve has been on an inflation reduction campaign for about 19 months, influencing higher interest rates across the economy. The interest rate that could be affecting the greatest share

How to Manage Caregiving Costs for Parents While Raising Kids

From tax strategies to community help, these resources can lower out-of-pocket spending for caregivers.

5 Bankruptcy Facts

You won't lose every thing in bankruptcy, and you will be able to rebuild your financial future afterward.

6 Best Places to Buy a Used iPhone and What to Ask Before You Buy

When picking up a used cell phone, buy from a trusted site and ask a few key questions before making a purchase.

No Credit vs. Bad Credit: Which Is Worse?

No credit means you don't have any credit record. Bad credit means you do and you've likely made some mistakes.

When Bankruptcy Is the Best Option

Bankruptcy may make sense depending on how much debt you have, your other financial obligations and if you’ve tried other debt relief methods.

Which Debt to Pay Off First: Credit Cards vs. Installment Loans

When you're paying down loans and credit card debt, focus on your credit card debt first — with one exception.

Striking Writer: ‘This Fight Is a Fight That Is Deep’

A late night TV writer spells out what’s at stake in the ongoing WGA strike.

Bankruptcy Counseling: What It Is, What to Expect

Bankruptcy law requires two sessions, one before filing and another before debts are discharged.

How to Find a Bankruptcy Attorney

Look for specialized certification and a fee structure that takes complications of your bankruptcy case into account.

Why Retirees May Want to Buy an Immediate Annuity Now

An immediate annuity is an insurance product that provides guaranteed income: You give an insurer a chunk of money, and the company gives you a stream of payments that can last for life. The payments

How Does Raising Interest Rates Help Inflation?

By making it more costly to borrow and spend money, rate hikes aim to lower the demand that fuels price increases.

What to Know About Target Circle and Target Circle 360

The Target Circle loyalty program is still free and easier to use, while Target Circle 360 adds access to same-day and two-day shipping for an annual fee.

9 Smart Questions to Ask a Recruiter Before an Interview

Make sure to also reflect on your own interests and deal-breakers.

What Is a Bad Credit Score? How Can I Build It?

A bad credit score is generally below 630 on a scale of 300-850. You can take steps to build it to get better deals.

How to Ace Late Summer and Fall Sales

Retailers and brands offer big discounts at the end of the summer.